Folsom Mortgage was established in 1998 as an independent full service mortgage loan brokerage firm.
The principal, Kim R. Payne, has a 23 year background in all aspects of mortgage banking, from establishing a wholesale lending division for a national Bank to directing retail loan operations for several mortgage bankers.She is a lifetime member of the National Registry of Who's Who and is an active member of American Mensa.
This extensive mortgage banking experience means that we understand the complete loan cycle and know exactly where to find the best loan suited for each of our clients. Since Folsom Mortgage, Inc. is approved with over 100 lenders nationwide, our clients rely on the fact that we shop the marketplace daily for the best loan suitable for our client’s needs. This also means that we get the job done quickly and painlessly. One-on-one service is paramount in obtaining a home loan and we deliver! We understand how important time is and even our extended office hours reflect our commitment to excellence.
Most importantly, we are known for delivering far more than we promise. There are no surprises when dealing with us. There are no unexplained delays. There are no ignored phone calls. We are here to help achieve the American dream of owning a home!
Most of our clients report that dealing with Folsom Mortgage, Inc was a very pleasant and educational experience and we have many testimonials on file.
