Folsom Mortgage, Inc. - Our Mission

Folsom Mortgage, Inc. strives to meet the needs and exceed the expectations of every client by offering fair and competitively priced loan products in an efficient, honest and forthright manner. We seek to develop and foster an atmosphere of mutual trust and openness. We pledge to continuously improve productivity and client satisfaction by committing to ongoing training and education. We seek long-term relationships by creating partnering with our clients and vendors whereby win-win results are products. We will strive to maintain creative and innovative thought processes to obtain cutting edge solutions for all lending scenarios. We will continue to strive for repeat, satisfied clients who willingly refer friends and associates to us for their lending needs.


Folsom Mortgage, Inc. - Our Service Commitment

We will return all phone calls and emails as soon as humanly possible. We are available to meet with you and/or your real estate agent at your convenience: either in our office or at your home. We provide real time, honest rate and closing cost quotes up front! We are always willing to have a round table discussion with all parties on all of the various ways to structure financing that fits the needs of the borrower.

We will retain our passion for this industry and it will show in all of the timely communications we will deliver to all parties of the transaction.

We work hard to be certain that everyone understands every step of the loan process and feels satisfied that they were treated with respect and professionalism at all times.

We recognize that home loan financing creates anxiety in many people, and we encourage any question along the way. We know that you need to know all about your new home loan! We are here to answer any question you have!

What our Clients have to say...

Kim Payne is one of those rare finds in our industry that combines uncompromising integrity, unparalleled expertise in the field and a friendly straightforwardness that is perhaps best evidenced by the overwhelming number of client referrals that Folsom Mortgage thrives upon.
Larry Shawl
Secondary Marketing/AVP

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Folsom Mortgage, Inc. is Licensed by the California Department of Real Estate
Lic.# 01342605